Credit Repair Tips In some cases, bad Credit Rating is a result of irresponsible cash management. But itfrequentlyoccurs because of unexpectedmonetary hardship. One day you might have all of your bills ongoing, and the next you could become impaired or lose yourwork. And if you fall behind on your debts, it will wreak havoc on your Credit Rating rating. Credit Fix agencies claim that they can remove tough entries from your Credit report. But did you know that you can frequently have them taken yourself at a much smaller cost? There are two methods by which you may be able to get negative entries removed from your report. Option #1: File a Dispute with the Credit Bureaus The Fair Credit Reporting Act (FCRA) requires Credit bureaus to inquire any item on your Credit report that you Challenge. If the information is found to be false, inaccurate or unverifiable, it must be corrected or removed from your report. The bureaus have 30 days from the time they get notice of the Dispute...